Call reports 2012
DIXON BANK — 2012
What DIXON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,138,000 | 89,590,000 | 89,186,000 | 90,485,000 |
| Total loans | 23,599,000 | 23,894,000 | 22,917,000 | 22,795,000 |
| Allowance for loan losses | 526,000 | 556,000 | 566,000 | 597,000 |
| Securities available for sale | 61,341,000 | 53,779,000 | 60,677,000 | 60,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,552,000 | 73,090,000 | 72,471,000 | 73,548,000 |
| Interest-bearing deposits | 69,817,000 | 67,728,000 | 66,913,000 | 68,711,000 |
| Noninterest-bearing deposits | 5,735,000 | 5,362,000 | 5,558,000 | 4,837,000 |
| Equity capital | 15,304,000 | 15,976,000 | 16,131,000 | 16,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,637,000 | 2,389,000 | 3,138,000 |
| Interest expense | 213,000 | 425,000 | 621,000 | 801,000 |
| Net interest income | 614,000 | 1,212,000 | 1,768,000 | 2,337,000 |
| Noninterest income | 29,000 | 56,000 | 88,000 | 165,000 |
| Noninterest expense | 358,000 | 713,000 | 1,079,000 | 1,465,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 110,000 |
| Pretax income | 344,000 | 603,000 | 814,000 | 1,069,000 |
| Income tax | 74,000 | 131,000 | 178,000 | 209,000 |
| Net income | 270,000 | 472,000 | 636,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,039,000 | 15,238,000 | 15,403,000 | 15,624,000 |
| Total capital | 15,512,000 | 15,710,000 | 15,863,000 | 16,085,000 |
| Risk-weighted assets | 37,812,000 | 37,713,000 | 36,699,000 | 36,784,000 |