Call reports 2011
DIXON BANK — 2011
What DIXON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,316,000 | 82,269,000 | 86,259,000 | 87,854,000 |
| Total loans | 25,922,000 | 26,599,000 | 26,065,000 | 24,868,000 |
| Allowance for loan losses | 538,000 | 490,000 | 500,000 | 485,000 |
| Securities available for sale | 50,404,000 | 51,564,000 | 51,933,000 | 57,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,853,000 | 67,290,000 | 70,788,000 | 72,114,000 |
| Interest-bearing deposits | 62,365,000 | 63,277,000 | 65,964,000 | 66,991,000 |
| Noninterest-bearing deposits | 4,488,000 | 4,013,000 | 4,824,000 | 5,123,000 |
| Equity capital | 13,300,000 | 14,740,000 | 15,021,000 | 15,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,833,000 | 2,688,000 | 3,585,000 |
| Interest expense | 246,000 | 483,000 | 707,000 | 927,000 |
| Net interest income | 661,000 | 1,350,000 | 1,981,000 | 2,658,000 |
| Noninterest income | 31,000 | 65,000 | 124,000 | 151,000 |
| Noninterest expense | 361,000 | 704,000 | 1,081,000 | 1,435,000 |
| Provision for loan losses | 0 | 60,000 | 600,000 | 620,000 |
| Pretax income | 334,000 | 657,000 | 446,000 | 788,000 |
| Income tax | 70,000 | 142,000 | 167,000 | 120,000 |
| Net income | 264,000 | 515,000 | 279,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,372,000 | 14,619,000 | 14,384,000 | 14,769,000 |
| Total capital | 14,849,000 | 15,109,000 | 14,872,000 | 15,250,000 |
| Risk-weighted assets | 38,067,000 | 38,854,000 | 39,009,000 | 38,478,000 |