Call reports 2010
DIXON BANK — 2010
What DIXON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,488,000 | 76,095,000 | 80,745,000 | 77,566,000 |
| Total loans | 23,753,000 | 25,686,000 | 25,801,000 | 25,966,000 |
| Allowance for loan losses | 445,000 | 474,000 | 491,000 | 559,000 |
| Securities available for sale | 42,690,000 | 45,327,000 | 47,534,000 | 46,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,620,000 | 61,501,000 | 62,422,000 | 64,384,000 |
| Interest-bearing deposits | 56,658,000 | 57,693,000 | 58,575,000 | 60,222,000 |
| Noninterest-bearing deposits | 3,962,000 | 3,808,000 | 3,847,000 | 4,162,000 |
| Equity capital | 13,450,000 | 14,030,000 | 14,377,000 | 12,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,917,000 | 2,868,000 | 3,767,000 |
| Interest expense | 317,000 | 638,000 | 935,000 | 1,200,000 |
| Net interest income | 634,000 | 1,279,000 | 1,933,000 | 2,567,000 |
| Noninterest income | 36,000 | 79,000 | 116,000 | 148,000 |
| Noninterest expense | 334,000 | 656,000 | 993,000 | 1,363,000 |
| Provision for loan losses | 10,000 | 70,000 | 130,000 | 190,000 |
| Pretax income | 411,000 | 727,000 | 1,030,000 | 1,346,000 |
| Income tax | 90,000 | 159,000 | 226,000 | 297,000 |
| Net income | 321,000 | 568,000 | 804,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,385,000 | 13,629,000 | 13,866,000 | 14,107,000 |
| Total capital | 13,809,000 | 14,075,000 | 14,334,000 | 14,579,000 |
| Risk-weighted assets | 33,908,000 | 35,663,000 | 37,387,000 | 37,711,000 |