Call reports 2025
PORTAGE COUNTY BANK, THE — 2025
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 210,120,000 | 202,545,000 | 220,933,000 | 215,689,000 |
| Total loans | 112,832,000 | 117,534,000 | 123,146,000 | 124,322,000 |
| Allowance for loan losses | 1,225,000 | 1,221,000 | 1,223,000 | 1,224,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,046,000 | 62,754,000 | 62,526,000 | 63,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,181,000 | 168,151,000 | 185,973,000 | 180,130,000 |
| Interest-bearing deposits | 114,961,000 | 56,884,000 | 135,773,000 | 115,783,000 |
| Noninterest-bearing deposits | 61,220,000 | 111,267,000 | 50,200,000 | 64,347,000 |
| Equity capital | 24,523,000 | 25,094,000 | 25,602,000 | 26,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,821,000 | 5,312,000 | 7,853,000 | 10,514,000 |
| Interest expense | 709,000 | 1,430,000 | 2,179,000 | 2,988,000 |
| Net interest income | 2,112,000 | 3,882,000 | 5,674,000 | 7,526,000 |
| Noninterest income | 236,000 | 433,000 | 616,000 | 740,000 |
| Noninterest expense | 1,246,000 | 2,433,000 | 3,755,000 | 5,121,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 1,087,000 | 1,867,000 | 2,520,000 | 3,130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,087,000 | 1,867,000 | 2,520,000 | 3,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,450,000 | 25,050,000 | 25,587,000 | 26,041,000 |