Call reports 2022
PORTAGE COUNTY BANK, THE — 2022
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 199,594,000 | 205,104,000 | 207,276,000 | 211,285,000 |
| Total loans | 106,740,000 | 118,534,000 | 121,346,000 | 121,292,000 |
| Allowance for loan losses | 1,073,000 | 1,073,000 | 1,074,000 | 1,085,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 66,769,000 | 67,432,000 | 66,499,000 | 63,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,380,000 | 167,559,000 | 176,417,000 | 183,037,000 |
| Interest-bearing deposits | 118,859,000 | 113,088,000 | 119,557,000 | 109,338,000 |
| Noninterest-bearing deposits | 55,521,000 | 54,471,000 | 56,860,000 | 73,699,000 |
| Equity capital | 20,096,000 | 20,412,000 | 20,674,000 | 20,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,878,000 | 4,526,000 | 6,341,000 |
| Interest expense | 54,000 | 117,000 | 319,000 | 575,000 |
| Net interest income | 1,329,000 | 2,761,000 | 4,207,000 | 5,766,000 |
| Noninterest income | 99,000 | 231,000 | 351,000 | 450,000 |
| Noninterest expense | 1,227,000 | 2,414,000 | 3,629,000 | 4,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 201,000 | 578,000 | 929,000 | 1,348,000 |
| Income tax | 0 | 40,000 | 51,000 | 106,000 |
| Net income | 201,000 | 538,000 | 878,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,672,000 | 20,017,000 | 20,308,000 | 20,615,000 |
| Total capital | 20,745,000 | 21,090,000 | 21,382,000 | — |
| Risk-weighted assets | 129,301,000 | 127,972,000 | 147,917,000 | — |