Call reports 2021
PORTAGE COUNTY BANK, THE — 2021
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,335,000 | 182,693,000 | 198,601,000 | 202,597,000 |
| Total loans | 111,045,000 | 111,579,000 | 110,247,000 | 108,961,000 |
| Allowance for loan losses | 1,072,000 | 1,074,000 | 1,075,000 | 1,075,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,201,000 | 39,666,000 | 42,406,000 | 66,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,966,000 | 158,035,000 | 173,720,000 | 177,421,000 |
| Interest-bearing deposits | 103,130,000 | 100,434,000 | 114,977,000 | 113,039,000 |
| Noninterest-bearing deposits | 61,836,000 | 57,601,000 | 58,743,000 | 64,382,000 |
| Equity capital | 19,140,000 | 19,506,000 | 19,692,000 | 19,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 3,212,000 | 4,645,000 | 6,062,000 |
| Interest expense | 96,000 | 176,000 | 239,000 | 307,000 |
| Net interest income | 1,414,000 | 3,036,000 | 4,406,000 | 5,755,000 |
| Noninterest income | 77,000 | 209,000 | 296,000 | 390,000 |
| Noninterest expense | 1,071,000 | 2,298,000 | 3,458,000 | 4,548,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 420,000 | 947,000 | 1,244,000 | 1,597,000 |
| Income tax | 21,000 | 95,000 | 132,000 | 171,000 |
| Net income | 399,000 | 852,000 | 1,112,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,598,000 | 18,994,000 | 19,209,000 | 19,462,000 |
| Total capital | 19,670,000 | 20,068,000 | 20,284,000 | 20,537,000 |
| Risk-weighted assets | 114,240,000 | 113,769,000 | 113,508,000 | 129,508,000 |