Call reports 2019
PORTAGE COUNTY BANK, THE — 2019
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,834,000 | 157,719,000 | 162,198,000 | 177,396,000 |
| Total loans | 102,645,000 | 100,378,000 | 102,621,000 | 107,214,000 |
| Allowance for loan losses | 1,071,000 | 1,072,000 | 1,076,000 | 1,077,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,915,000 | 22,081,000 | 21,318,000 | 18,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,263,000 | 138,863,000 | 143,557,000 | 158,714,000 |
| Interest-bearing deposits | 107,330,000 | 100,234,000 | 100,933,000 | 110,144,000 |
| Noninterest-bearing deposits | 37,933,000 | 38,629,000 | 42,624,000 | 48,570,000 |
| Equity capital | 18,353,000 | 18,598,000 | 18,305,000 | 18,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,314,000 | 4,995,000 | 6,715,000 |
| Interest expense | 252,000 | 492,000 | 728,000 | 986,000 |
| Net interest income | 1,413,000 | 2,822,000 | 4,267,000 | 5,729,000 |
| Noninterest income | 86,000 | 293,000 | 395,000 | 456,000 |
| Noninterest expense | 1,222,000 | 2,530,000 | 3,738,000 | 4,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 585,000 | 927,000 | 1,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 585,000 | 927,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,577,000 | 17,851,000 | 17,588,000 | 17,785,000 |
| Total capital | 18,648,000 | 18,923,000 | 18,664,000 | 18,862,000 |
| Risk-weighted assets | 106,364,000 | 103,507,000 | 106,440,000 | 110,107,000 |