Call reports 2018
PORTAGE COUNTY BANK, THE — 2018
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 159,574,000 | 157,973,000 | 159,024,000 | 166,862,000 |
| Total loans | 105,129,000 | 101,581,000 | 100,297,000 | 105,097,000 |
| Allowance for loan losses | 1,044,000 | 1,047,000 | 1,076,000 | 1,073,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,913,000 | 27,337,000 | 29,450,000 | 30,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,208,000 | 138,959,000 | 139,700,000 | 141,488,000 |
| Interest-bearing deposits | 101,392,000 | 99,900,000 | 99,549,000 | 90,901,000 |
| Noninterest-bearing deposits | 39,816,000 | 39,059,000 | 40,151,000 | 50,587,000 |
| Equity capital | 18,164,000 | 18,782,000 | 19,018,000 | 18,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 3,559,000 | 5,069,000 | 6,710,000 |
| Interest expense | 123,000 | 267,000 | 438,000 | 614,000 |
| Net interest income | 1,317,000 | 3,292,000 | 4,631,000 | 6,096,000 |
| Noninterest income | 103,000 | 234,000 | 350,000 | 367,000 |
| Noninterest expense | 1,177,000 | 2,431,000 | 3,612,000 | 4,805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 1,095,000 | 1,369,000 | 1,658,000 |
| Income tax | 0 | 0 | 0 | 119,000 |
| Net income | 243,000 | 1,095,000 | 1,369,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,271,000 | 17,918,000 | 18,184,000 | 17,371,000 |
| Total capital | 18,315,000 | 18,965,000 | 19,260,000 | 18,444,000 |
| Risk-weighted assets | 107,470,000 | 104,478,000 | 102,755,000 | 108,286,000 |