Call reports 2017
PORTAGE COUNTY BANK, THE — 2017
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 161,422,000 | 157,714,000 | 161,907,000 | 164,741,000 |
| Total loans | 99,561,000 | 103,366,000 | 104,111,000 | 101,945,000 |
| Allowance for loan losses | 1,049,000 | 1,049,000 | 1,050,000 | 1,050,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,599,000 | 25,328,000 | 28,927,000 | 33,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,092,000 | 139,461,000 | 143,518,000 | 146,629,000 |
| Interest-bearing deposits | 102,542,000 | 100,409,000 | 104,459,000 | 99,267,000 |
| Noninterest-bearing deposits | 40,550,000 | 39,052,000 | 39,059,000 | 47,362,000 |
| Equity capital | 18,006,000 | 17,910,000 | 17,963,000 | 17,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,659,000 | 4,084,000 | 5,522,000 |
| Interest expense | 123,000 | 242,000 | 358,000 | 472,000 |
| Net interest income | 1,190,000 | 2,417,000 | 3,726,000 | 5,050,000 |
| Noninterest income | 155,000 | 307,000 | 461,000 | 600,000 |
| Noninterest expense | 1,073,000 | 2,270,000 | 3,418,000 | 4,632,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 272,000 | 454,000 | 769,000 | 1,018,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 454,000 | 769,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,006,000 | 17,125,000 | 17,202,000 | 17,212,000 |
| Total capital | 19,055,000 | 18,174,000 | 18,252,000 | 18,262,000 |
| Risk-weighted assets | 99,313,000 | 103,203,000 | 103,336,000 | 103,774,000 |