Call reports 2012
PORTAGE COUNTY BANK, THE — 2012
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,649,000 | 98,037,000 | 107,602,000 | 108,739,000 |
| Total loans | 67,801,000 | 69,534,000 | 67,287,000 | 64,099,000 |
| Allowance for loan losses | 931,000 | 979,000 | 1,009,000 | 1,024,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,915,000 | 7,236,000 | 7,172,000 | 8,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,847,000 | 85,191,000 | 94,517,000 | 96,712,000 |
| Interest-bearing deposits | 80,616,000 | 73,743,000 | 80,738,000 | 71,969,000 |
| Noninterest-bearing deposits | 11,231,000 | 11,448,000 | 13,779,000 | 24,743,000 |
| Equity capital | 9,901,000 | 10,006,000 | 10,190,000 | 9,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,185,000 | 3,280,000 | 4,214,000 |
| Interest expense | 251,000 | 487,000 | 701,000 | 952,000 |
| Net interest income | 859,000 | 1,698,000 | 2,579,000 | 3,262,000 |
| Noninterest income | 78,000 | 141,000 | 205,000 | 209,000 |
| Noninterest expense | 673,000 | 1,342,000 | 2,007,000 | 2,638,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 165,000 |
| Pretax income | 204,000 | 377,000 | 627,000 | 668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 377,000 | 627,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,901,000 | 10,006,000 | 10,190,000 | 9,233,000 |
| Total capital | 10,826,000 | 10,928,000 | 11,114,000 | 10,126,000 |
| Risk-weighted assets | 73,979,000 | 73,821,000 | 74,121,000 | 71,348,000 |