Call reports 2010
PORTAGE COUNTY BANK, THE — 2010
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 93,506,000 | 86,259,000 | 92,776,000 | 97,426,000 |
| Total loans | 69,496,000 | 69,874,000 | 75,351,000 | 74,183,000 |
| Allowance for loan losses | 777,000 | 784,000 | 716,000 | 833,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,037,000 | 6,027,000 | 4,987,000 | 5,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,932,000 | 70,531,000 | 76,761,000 | 81,711,000 |
| Interest-bearing deposits | 68,712,000 | 60,971,000 | 67,451,000 | 69,065,000 |
| Noninterest-bearing deposits | 9,220,000 | 9,560,000 | 9,310,000 | 12,646,000 |
| Equity capital | 9,060,000 | 9,288,000 | 9,451,000 | 9,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,310,000 | 3,572,000 | 4,561,000 |
| Interest expense | 368,000 | 714,000 | 1,038,000 | 1,366,000 |
| Net interest income | 792,000 | 1,596,000 | 2,534,000 | 3,195,000 |
| Noninterest income | 59,000 | 122,000 | 175,000 | 260,000 |
| Noninterest expense | 595,000 | 1,209,000 | 1,877,000 | 2,423,000 |
| Provision for loan losses | 15,000 | 30,000 | 190,000 | 320,000 |
| Pretax income | 241,000 | 479,000 | 642,000 | 712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 479,000 | 642,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,060,000 | 9,288,000 | 9,451,000 | 9,346,000 |
| Total capital | 9,837,000 | 10,072,000 | 10,167,000 | 10,179,000 |
| Risk-weighted assets | 72,218,000 | 70,734,000 | 76,065,000 | 75,656,000 |