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Call reports 2008

PORTAGE COUNTY BANK, THE — 2008

What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6873157f-6685-4b46-9a2d-bbea58029b4e/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets77,814,00079,107,00082,728,00086,834,000
Total loans57,785,00061,993,00065,625,00066,106,000
Allowance for loan losses579,000600,000631,000593,000
Securities available for sale0000
Securities held to maturity8,440,0006,707,0006,506,0006,288,000
Trading assets0000
Total deposits63,026,00064,213,00067,549,00071,759,000
Interest-bearing deposits54,815,00054,273,00057,515,00056,755,000
Noninterest-bearing deposits8,211,0009,940,00010,034,00015,004,000
Equity capital8,255,0008,399,0008,499,0008,589,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,145,0002,286,0003,447,0004,574,000
Interest expense510,000981,0001,506,0001,890,000
Net interest income635,0001,305,0001,941,0002,684,000
Noninterest income96,000231,000286,000356,000
Noninterest expense527,0001,045,0001,507,0002,146,000
Provision for loan losses21,00042,00063,00094,000
Pretax income183,000449,000657,000800,000
Income tax0000
Net income183,000449,000657,000800,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital8,255,0008,399,0008,499,0008,589,000
Total capital8,834,0008,999,0009,130,0009,182,000
Risk-weighted assets61,966,00066,070,00067,534,00068,934,000

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