Call reports 2005
PORTAGE COUNTY BANK, THE — 2005
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 57,264,000 | 59,732,000 | 60,660,000 | 66,167,000 |
| Total loans | 37,547,000 | 39,646,000 | 42,476,000 | 43,624,000 |
| Allowance for loan losses | 502,000 | 483,000 | 488,000 | 495,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,061,000 | 17,187,000 | 14,060,000 | 13,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,440,000 | 52,178,000 | 53,518,000 | 58,983,000 |
| Interest-bearing deposits | 42,687,000 | 43,634,000 | 44,487,000 | 47,548,000 |
| Noninterest-bearing deposits | 7,753,000 | 8,544,000 | 9,031,000 | 11,435,000 |
| Equity capital | 6,586,000 | 6,682,000 | 6,789,000 | 6,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,471,000 | 2,300,000 | 3,185,000 |
| Interest expense | 221,000 | 484,000 | 757,000 | 1,039,000 |
| Net interest income | 496,000 | 987,000 | 1,543,000 | 2,146,000 |
| Noninterest income | 77,000 | 153,000 | 198,000 | 255,000 |
| Noninterest expense | 406,000 | 795,000 | 1,193,000 | 1,618,000 |
| Provision for loan losses | 13,000 | 22,000 | 37,000 | 52,000 |
| Pretax income | 154,000 | 323,000 | 511,000 | 731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 323,000 | 511,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,586,000 | 6,682,000 | 6,789,000 | 6,905,000 |
| Total capital | 7,088,000 | 7,165,000 | 7,277,000 | 7,400,000 |
| Risk-weighted assets | 41,953,000 | 45,533,000 | 45,328,000 | 46,933,000 |
Machine access — free, no API key
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