Call reports 2004
PORTAGE COUNTY BANK, THE — 2004
What PORTAGE COUNTY BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,226,000 | 56,244,000 | 56,522,000 | 60,974,000 |
| Total loans | 40,790,000 | 40,347,000 | 40,887,000 | 38,506,000 |
| Allowance for loan losses | 492,000 | 480,000 | 471,000 | 493,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,086,000 | 8,207,000 | 9,538,000 | 15,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,795,000 | 49,798,000 | 49,884,000 | 54,315,000 |
| Interest-bearing deposits | 40,749,000 | 41,224,000 | 41,594,000 | 43,201,000 |
| Noninterest-bearing deposits | 9,046,000 | 8,574,000 | 8,290,000 | 11,114,000 |
| Equity capital | 6,083,000 | 6,209,000 | 6,306,000 | 6,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,384,000 | 2,077,000 | 2,795,000 |
| Interest expense | 188,000 | 370,000 | 551,000 | 748,000 |
| Net interest income | 498,000 | 1,014,000 | 1,526,000 | 2,047,000 |
| Noninterest income | 115,000 | 218,000 | 283,000 | 395,000 |
| Noninterest expense | 399,000 | 797,000 | 1,198,000 | 1,586,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 40,000 |
| Pretax income | 199,000 | 410,000 | 586,000 | 816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 410,000 | 586,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,083,000 | 6,209,000 | 6,306,000 | 6,441,000 |
| Total capital | 6,575,000 | 6,689,000 | 6,777,000 | 6,934,000 |
| Risk-weighted assets | 40,238,000 | 39,749,000 | 42,839,000 | 44,970,000 |
Machine access — free, no API key
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