Call reports 2026
NATIONAL BANK OF ANDREWS, THE — 2026
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 331,407,000 | 340,522,000 |
| Total loans | 228,909,000 | 222,200,000 |
| Allowance for loan losses | 3,371,000 | 3,259,000 |
| Securities available for sale | 44,322,000 | 49,627,000 |
| Securities held to maturity | 1,000 | 1,000 |
| Trading assets | 0 | 0 |
| Total deposits | 292,206,000 | 298,249,000 |
| Interest-bearing deposits | 176,921,000 | 175,357,000 |
| Noninterest-bearing deposits | 115,285,000 | 122,892,000 |
| Equity capital | 33,101,000 | 33,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,799,000 | 9,620,000 |
| Interest expense | 941,000 | 1,862,000 |
| Net interest income | 3,858,000 | 7,758,000 |
| Noninterest income | 1,579,000 | 3,786,000 |
| Noninterest expense | 2,965,000 | 6,753,000 |
| Provision for loan losses | 202,000 | 393,000 |
| Pretax income | 2,322,000 | 4,491,000 |
| Income tax | 0 | 0 |
| Net income | 2,322,000 | 4,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,697,000 | 34,362,000 |
| Total capital | 36,967,000 | 37,619,000 |
| Risk-weighted assets | 261,408,000 | 260,531,000 |