Call reports 2025
NATIONAL BANK OF ANDREWS, THE — 2025
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 288,896,000 | 285,688,000 | 316,169,000 | 321,537,000 |
| Total loans | 210,727,000 | 214,052,000 | 218,265,000 | 221,529,000 |
| Allowance for loan losses | 3,454,000 | 3,723,000 | 3,818,000 | 3,168,000 |
| Securities available for sale | 40,130,000 | 40,261,000 | 49,244,000 | 49,105,000 |
| Securities held to maturity | 2,000 | 2,000 | 0 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,751,000 | 246,713,000 | 278,623,000 | 285,543,000 |
| Interest-bearing deposits | 133,692,000 | 127,744,000 | 152,541,000 | 162,225,000 |
| Noninterest-bearing deposits | 119,059,000 | 118,969,000 | 126,082,000 | 123,318,000 |
| Equity capital | 31,719,000 | 32,223,000 | 32,736,000 | 30,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,490,000 | 8,960,000 | 13,732,000 | 18,438,000 |
| Interest expense | 570,000 | 1,122,000 | 1,840,000 | 2,671,000 |
| Net interest income | 3,920,000 | 7,838,000 | 11,892,000 | 15,767,000 |
| Noninterest income | 1,476,000 | 3,014,000 | 4,619,000 | 6,122,000 |
| Noninterest expense | 3,108,000 | 6,055,000 | 9,237,000 | 12,365,000 |
| Provision for loan losses | -111,000 | 158,000 | 254,000 | 1,403,000 |
| Pretax income | 2,288,000 | 4,647,000 | 6,974,000 | 8,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,288,000 | 4,647,000 | 6,974,000 | 8,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,083,000 | 33,318,000 | 33,403,000 | 31,374,000 |
| Total capital | 36,143,000 | 36,391,000 | 36,572,000 | 34,586,000 |
| Risk-weighted assets | 244,208,000 | 245,129,000 | 252,791,000 | 256,913,000 |