Call reports 2024
NATIONAL BANK OF ANDREWS, THE — 2024
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 298,931,000 | 295,151,000 | 294,766,000 | 292,917,000 |
| Total loans | 193,112,000 | 206,630,000 | 205,488,000 | 207,967,000 |
| Allowance for loan losses | 3,272,000 | 3,406,000 | 3,570,000 | 3,565,000 |
| Securities available for sale | 52,618,000 | 46,833,000 | 46,862,000 | 46,167,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,081,000 | 259,605,000 | 257,914,000 | 259,984,000 |
| Interest-bearing deposits | 124,470,000 | 133,456,000 | 132,403,000 | 145,001,000 |
| Noninterest-bearing deposits | 139,611,000 | 126,149,000 | 125,511,000 | 114,983,000 |
| Equity capital | 28,853,000 | 29,770,000 | 31,255,000 | 28,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,295,000 | 8,801,000 | 13,545,000 | 18,122,000 |
| Interest expense | 455,000 | 884,000 | 1,372,000 | 1,884,000 |
| Net interest income | 3,840,000 | 7,917,000 | 12,173,000 | 16,238,000 |
| Noninterest income | 1,392,000 | 2,858,000 | 4,284,000 | 6,185,000 |
| Noninterest expense | 2,887,000 | 5,782,000 | 8,780,000 | 11,817,000 |
| Provision for loan losses | 158,000 | 286,000 | 450,000 | 445,000 |
| Pretax income | 2,187,000 | 4,700,000 | 7,234,000 | 10,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,187,000 | 4,700,000 | 7,234,000 | 10,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,707,000 | 32,275,000 | 32,597,000 | 30,796,000 |
| Total capital | 34,538,000 | 35,267,000 | 35,597,000 | 33,821,000 |
| Risk-weighted assets | 225,986,000 | 238,899,000 | 239,375,000 | 241,423,000 |