Call reports 2023
NATIONAL BANK OF ANDREWS, THE — 2023
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 290,665,000 | 283,443,000 | 289,653,000 | 305,801,000 |
| Total loans | 177,106,000 | 185,504,000 | 190,772,000 | 186,246,000 |
| Allowance for loan losses | 3,558,000 | 3,574,000 | 3,490,000 | 3,206,000 |
| Securities available for sale | 69,102,000 | 65,587,000 | 59,373,000 | 56,454,000 |
| Securities held to maturity | 4,000 | 4,000 | 4,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,400,000 | 254,147,000 | 259,515,000 | 275,368,000 |
| Interest-bearing deposits | 128,062,000 | 122,414,000 | 125,962,000 | 133,123,000 |
| Noninterest-bearing deposits | 133,338,000 | 131,733,000 | 133,553,000 | 142,245,000 |
| Equity capital | 24,611,000 | 24,980,000 | 25,832,000 | 26,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,981,000 | 7,893,000 | 12,068,000 | 16,431,000 |
| Interest expense | 233,000 | 463,000 | 761,000 | 1,142,000 |
| Net interest income | 3,748,000 | 7,430,000 | 11,307,000 | 15,289,000 |
| Noninterest income | 984,000 | 2,198,000 | 3,477,000 | 5,003,000 |
| Noninterest expense | 2,364,000 | 5,020,000 | 7,762,000 | 10,703,000 |
| Provision for loan losses | 270,000 | 290,000 | 423,000 | 479,000 |
| Pretax income | 2,098,000 | 4,318,000 | 6,599,000 | 9,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,098,000 | 4,318,000 | 6,599,000 | 9,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,951,000 | 28,648,000 | 29,832,000 | 29,520,000 |
| Total capital | 30,660,000 | 31,457,000 | 32,688,000 | 32,359,000 |
| Risk-weighted assets | 215,803,000 | 223,892,000 | 227,823,000 | 226,662,000 |