Call reports 2021
NATIONAL BANK OF ANDREWS, THE — 2021
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 250,371,000 | 250,941,000 | 260,208,000 | 265,243,000 |
| Total loans | 161,589,000 | 161,735,000 | 161,586,000 | 154,760,000 |
| Allowance for loan losses | 3,510,000 | 3,664,000 | 3,415,000 | 3,281,000 |
| Securities available for sale | 33,369,000 | 33,179,000 | 34,209,000 | 38,867,000 |
| Securities held to maturity | 10,000 | 9,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,052,000 | 222,535,000 | 230,198,000 | 237,566,000 |
| Interest-bearing deposits | 115,548,000 | 113,480,000 | 117,291,000 | 124,980,000 |
| Noninterest-bearing deposits | 106,504,000 | 109,055,000 | 112,907,000 | 112,586,000 |
| Equity capital | 24,843,000 | 25,027,000 | 26,304,000 | 24,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,857,000 | 5,366,000 | 7,722,000 | 10,015,000 |
| Interest expense | 81,000 | 155,000 | 226,000 | 296,000 |
| Net interest income | 2,776,000 | 5,211,000 | 7,496,000 | 9,719,000 |
| Noninterest income | 1,126,000 | 2,192,000 | 4,065,000 | 5,313,000 |
| Noninterest expense | 2,017,000 | 4,202,000 | 6,465,000 | 8,813,000 |
| Provision for loan losses | 245,000 | 411,000 | 162,000 | 73,000 |
| Pretax income | 1,640,000 | 2,790,000 | 4,934,000 | 6,146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,640,000 | 2,790,000 | 4,934,000 | 6,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,275,000 | 24,485,000 | 25,695,000 | 23,926,000 |
| Total capital | 26,715,000 | 26,928,000 | 28,167,000 | 26,410,000 |
| Risk-weighted assets | 193,716,000 | 193,921,000 | 196,568,000 | 197,548,000 |