Call reports 2020
NATIONAL BANK OF ANDREWS, THE — 2020
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 221,405,000 | 246,768,000 | 242,685,000 | 238,110,000 |
| Total loans | 146,637,000 | 153,776,000 | 155,001,000 | 159,047,000 |
| Allowance for loan losses | 2,629,000 | 2,858,000 | 3,016,000 | 3,265,000 |
| Securities available for sale | 30,586,000 | 28,185,000 | 35,117,000 | 30,728,000 |
| Securities held to maturity | 17,000 | 15,000 | 14,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,221,000 | 219,428,000 | 214,294,000 | 211,864,000 |
| Interest-bearing deposits | 105,210,000 | 108,477,000 | 113,759,000 | 115,060,000 |
| Noninterest-bearing deposits | 90,011,000 | 110,951,000 | 100,535,000 | 96,804,000 |
| Equity capital | 23,042,000 | 24,091,000 | 24,517,000 | 23,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,616,000 | 5,632,000 | 7,880,000 | 10,158,000 |
| Interest expense | 116,000 | 224,000 | 318,000 | 411,000 |
| Net interest income | 2,500,000 | 5,408,000 | 7,562,000 | 9,747,000 |
| Noninterest income | 914,000 | 2,034,000 | 3,459,000 | 4,626,000 |
| Noninterest expense | 2,243,000 | 4,596,000 | 6,681,000 | 8,777,000 |
| Provision for loan losses | 349,000 | 578,000 | 738,000 | 986,000 |
| Pretax income | 834,000 | 2,280,000 | 3,614,000 | 4,622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 834,000 | 2,280,000 | 3,614,000 | 4,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,383,000 | 23,118,000 | 23,633,000 | 22,635,000 |
| Total capital | 24,611,000 | 25,486,000 | 25,985,000 | 25,038,000 |
| Risk-weighted assets | 177,324,000 | 188,298,000 | 186,962,000 | 190,839,000 |