Call reports 2019
NATIONAL BANK OF ANDREWS, THE — 2019
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 219,381,000 | 218,938,000 | 224,469,000 | 214,931,000 |
| Total loans | 129,154,000 | 132,277,000 | 136,254,000 | 138,549,000 |
| Allowance for loan losses | 2,112,000 | 2,163,000 | 2,118,000 | 2,323,000 |
| Securities available for sale | 37,169,000 | 37,321,000 | 36,529,000 | 34,407,000 |
| Securities held to maturity | 25,000 | 24,000 | 21,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,763,000 | 191,970,000 | 196,995,000 | 189,446,000 |
| Interest-bearing deposits | 100,844,000 | 102,376,000 | 101,285,000 | 99,993,000 |
| Noninterest-bearing deposits | 92,919,000 | 89,594,000 | 95,710,000 | 89,453,000 |
| Equity capital | 22,673,000 | 24,001,000 | 23,346,000 | 22,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,880,000 | 7,474,000 | 9,925,000 |
| Interest expense | 105,000 | 201,000 | 306,000 | 415,000 |
| Net interest income | 2,293,000 | 4,679,000 | 7,168,000 | 9,510,000 |
| Noninterest income | 1,484,000 | 3,443,000 | 4,620,000 | 5,643,000 |
| Noninterest expense | 2,181,000 | 4,377,000 | 6,758,000 | 8,865,000 |
| Provision for loan losses | 67,000 | 118,000 | 73,000 | 198,000 |
| Pretax income | 1,529,000 | 3,627,000 | 4,961,000 | 6,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,529,000 | 3,627,000 | 4,961,000 | 6,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,093,000 | 23,164,000 | 22,459,000 | 21,549,000 |
| Total capital | 24,235,000 | 25,377,000 | 24,637,000 | 23,709,000 |
| Risk-weighted assets | 171,071,000 | 176,673,000 | 173,746,000 | 172,172,000 |