Call reports 2018
NATIONAL BANK OF ANDREWS, THE — 2018
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 192,540,000 | 193,611,000 | 203,636,000 | 216,144,000 |
| Total loans | 111,238,000 | 116,445,000 | 123,500,000 | 123,801,000 |
| Allowance for loan losses | 1,911,000 | 2,043,000 | 2,111,000 | 2,045,000 |
| Securities available for sale | 33,016,000 | 33,795,000 | 32,137,000 | 36,473,000 |
| Securities held to maturity | 34,000 | 32,000 | 30,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,494,000 | 168,606,000 | 178,989,000 | 192,741,000 |
| Interest-bearing deposits | 90,166,000 | 89,439,000 | 91,649,000 | 99,704,000 |
| Noninterest-bearing deposits | 78,328,000 | 79,167,000 | 87,340,000 | 93,037,000 |
| Equity capital | 21,133,000 | 21,684,000 | 21,665,000 | 20,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,099,000 | 4,189,000 | 6,425,000 | 8,831,000 |
| Interest expense | 74,000 | 147,000 | 224,000 | 325,000 |
| Net interest income | 2,025,000 | 4,042,000 | 6,201,000 | 8,506,000 |
| Noninterest income | 1,232,000 | 2,830,000 | 4,234,000 | 5,482,000 |
| Noninterest expense | 1,945,000 | 3,758,000 | 5,838,000 | 7,853,000 |
| Provision for loan losses | 80,000 | 210,000 | 278,000 | 340,000 |
| Pretax income | 1,232,000 | 2,904,000 | 4,319,000 | 5,795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,232,000 | 2,904,000 | 4,319,000 | 5,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,631,000 | 21,216,000 | 21,311,000 | 20,563,000 |
| Total capital | 22,472,000 | 23,121,000 | 23,313,000 | 22,619,000 |
| Risk-weighted assets | 146,960,000 | 152,007,000 | 159,795,000 | 164,263,000 |