Call reports 2017
NATIONAL BANK OF ANDREWS, THE — 2017
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,558,000 | 174,947,000 | 181,622,000 | 188,885,000 |
| Total loans | 102,666,000 | 104,121,000 | 107,652,000 | 108,229,000 |
| Allowance for loan losses | 1,924,000 | 1,997,000 | 1,990,000 | 1,856,000 |
| Securities available for sale | 32,804,000 | 33,397,000 | 32,794,000 | 32,379,000 |
| Securities held to maturity | 49,000 | 44,000 | 40,000 | 37,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,208,000 | 151,345,000 | 157,701,000 | 167,204,000 |
| Interest-bearing deposits | 88,470,000 | 84,591,000 | 87,240,000 | 89,421,000 |
| Noninterest-bearing deposits | 60,738,000 | 66,754,000 | 70,461,000 | 77,783,000 |
| Equity capital | 20,337,000 | 20,979,000 | 21,148,000 | 19,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,591,000 | 5,512,000 | 7,403,000 |
| Interest expense | 53,000 | 106,000 | 166,000 | 232,000 |
| Net interest income | 1,719,000 | 3,485,000 | 5,346,000 | 7,171,000 |
| Noninterest income | 1,222,000 | 2,655,000 | 3,999,000 | 5,224,000 |
| Noninterest expense | 1,633,000 | 3,397,000 | 5,319,000 | 7,109,000 |
| Provision for loan losses | 64,000 | 152,000 | 144,000 | 169,000 |
| Pretax income | 1,244,000 | 2,591,000 | 3,882,000 | 5,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,244,000 | 2,591,000 | 3,882,000 | 5,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,812,000 | 19,884,000 | 20,125,000 | 19,213,000 |
| Total capital | 21,457,000 | 21,542,000 | 21,854,000 | 20,970,000 |
| Risk-weighted assets | 131,180,000 | 132,156,000 | 137,853,000 | 140,248,000 |