Call reports 2016
NATIONAL BANK OF ANDREWS, THE — 2016
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 177,047,000 | 171,383,000 | 174,895,000 | 179,258,000 |
| Total loans | 100,293,000 | 99,273,000 | 101,682,000 | 99,823,000 |
| Allowance for loan losses | 1,714,000 | 1,828,000 | 1,872,000 | 1,854,000 |
| Securities available for sale | 37,493,000 | 35,589,000 | 34,135,000 | 33,233,000 |
| Securities held to maturity | 68,000 | 63,000 | 58,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,219,000 | 148,568,000 | 151,624,000 | 158,950,000 |
| Interest-bearing deposits | 82,657,000 | 82,286,000 | 87,416,000 | 95,035,000 |
| Noninterest-bearing deposits | 71,562,000 | 66,282,000 | 64,208,000 | 63,915,000 |
| Equity capital | 20,136,000 | 20,876,000 | 20,710,000 | 18,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,485,000 | 5,242,000 | 6,983,000 |
| Interest expense | 54,000 | 105,000 | 155,000 | 211,000 |
| Net interest income | 1,683,000 | 3,380,000 | 5,087,000 | 6,772,000 |
| Noninterest income | 1,079,000 | 2,252,000 | 3,427,000 | 4,623,000 |
| Noninterest expense | 1,526,000 | 3,102,000 | 4,809,000 | 6,363,000 |
| Provision for loan losses | 72,000 | 187,000 | 513,000 | 1,676,000 |
| Pretax income | 1,199,000 | 2,438,000 | 3,316,000 | 3,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,199,000 | 2,438,000 | 3,316,000 | 3,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,683,000 | 19,164,000 | 19,147,000 | 18,528,000 |
| Total capital | 20,316,000 | 20,748,000 | 20,776,000 | 20,168,000 |
| Risk-weighted assets | 130,358,000 | 126,373,000 | 129,930,000 | 130,875,000 |