Call reports 2015
NATIONAL BANK OF ANDREWS, THE — 2015
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 201,496,000 | 191,571,000 | 187,912,000 | 187,771,000 |
| Total loans | 88,606,000 | 89,728,000 | 93,979,000 | 94,475,000 |
| Allowance for loan losses | 1,540,000 | 1,584,000 | 1,620,000 | 1,644,000 |
| Securities available for sale | 41,660,000 | 36,931,000 | 36,991,000 | 41,016,000 |
| Securities held to maturity | 101,000 | 92,000 | 84,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,113,000 | 168,976,000 | 165,605,000 | 165,277,000 |
| Interest-bearing deposits | 92,974,000 | 90,709,000 | 89,685,000 | 92,442,000 |
| Noninterest-bearing deposits | 85,139,000 | 78,267,000 | 75,920,000 | 72,835,000 |
| Equity capital | 18,421,000 | 18,226,000 | 18,702,000 | 18,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,369,000 | 5,079,000 | 6,810,000 |
| Interest expense | 50,000 | 100,000 | 152,000 | 204,000 |
| Net interest income | 1,652,000 | 3,269,000 | 4,927,000 | 6,606,000 |
| Noninterest income | 1,379,000 | 2,693,000 | 4,223,000 | 5,471,000 |
| Noninterest expense | 1,669,000 | 3,350,000 | 5,029,000 | 6,781,000 |
| Provision for loan losses | 85,000 | 144,000 | 179,000 | 214,000 |
| Pretax income | 1,277,000 | 2,468,000 | 3,942,000 | 5,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,277,000 | 2,468,000 | 3,942,000 | 5,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,855,000 | 16,946,000 | 17,356,000 | 17,436,000 |
| Total capital | 18,382,000 | 18,487,000 | 18,975,000 | 19,091,000 |
| Risk-weighted assets | 122,035,000 | 123,143,000 | 129,372,000 | 132,223,000 |