Call reports 2013
NATIONAL BANK OF ANDREWS, THE — 2013
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,501,000 | 148,511,000 | 153,408,000 | 156,403,000 |
| Total loans | 78,788,000 | 82,495,000 | 83,175,000 | 78,854,000 |
| Allowance for loan losses | 1,010,000 | 1,096,000 | 1,120,000 | 1,092,000 |
| Securities available for sale | 36,490,000 | 31,332,000 | 32,044,000 | 36,369,000 |
| Securities held to maturity | 178,000 | 164,000 | 151,000 | 147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,607,000 | 133,462,000 | 138,202,000 | 141,425,000 |
| Interest-bearing deposits | 79,829,000 | 75,929,000 | 79,178,000 | 82,027,000 |
| Noninterest-bearing deposits | 54,778,000 | 57,533,000 | 59,024,000 | 59,398,000 |
| Equity capital | 13,236,000 | 13,193,000 | 13,201,000 | 13,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,893,000 | 4,399,000 | 5,898,000 |
| Interest expense | 50,000 | 98,000 | 147,000 | 194,000 |
| Net interest income | 1,377,000 | 2,795,000 | 4,252,000 | 5,704,000 |
| Noninterest income | 641,000 | 1,476,000 | 2,155,000 | 2,847,000 |
| Noninterest expense | 1,212,000 | 2,485,000 | 3,873,000 | 5,230,000 |
| Provision for loan losses | 35,000 | 114,000 | 136,000 | 306,000 |
| Pretax income | 771,000 | 1,672,000 | 2,398,000 | 3,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 771,000 | 1,672,000 | 2,398,000 | 3,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,795,000 | 12,395,000 | 12,672,000 | 12,690,000 |
| Total capital | 12,950,000 | 13,530,000 | 13,808,000 | 13,798,000 |
| Risk-weighted assets | 92,401,000 | 96,516,000 | 97,718,000 | 98,179,000 |