Call reports 2012
NATIONAL BANK OF ANDREWS, THE — 2012
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,062,000 | 141,858,000 | 148,655,000 | 156,806,000 |
| Total loans | 68,984,000 | 73,887,000 | 73,406,000 | 72,555,000 |
| Allowance for loan losses | 995,000 | 1,006,000 | 1,000,000 | 1,008,000 |
| Securities available for sale | 31,284,000 | 39,999,000 | 39,514,000 | 33,978,000 |
| Securities held to maturity | 226,000 | 215,000 | 200,000 | 188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,659,000 | 127,963,000 | 133,680,000 | 140,573,000 |
| Interest-bearing deposits | 76,343,000 | 76,469,000 | 77,410,000 | 85,221,000 |
| Noninterest-bearing deposits | 50,316,000 | 51,494,000 | 56,270,000 | 55,352,000 |
| Equity capital | 11,452,000 | 12,040,000 | 12,558,000 | 12,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,652,000 | 4,061,000 | 5,451,000 |
| Interest expense | 82,000 | 160,000 | 221,000 | 274,000 |
| Net interest income | 1,204,000 | 2,492,000 | 3,840,000 | 5,177,000 |
| Noninterest income | 480,000 | 1,066,000 | 1,667,000 | 2,241,000 |
| Noninterest expense | 1,152,000 | 2,331,000 | 3,604,000 | 4,832,000 |
| Provision for loan losses | 47,000 | 61,000 | 55,000 | 63,000 |
| Pretax income | 486,000 | 1,168,000 | 1,855,000 | 2,532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 1,168,000 | 1,855,000 | 2,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,177,000 | 10,559,000 | 10,946,000 | 11,323,000 |
| Total capital | 11,204,000 | 11,649,000 | 12,060,000 | 12,449,000 |
| Risk-weighted assets | 82,070,000 | 87,150,000 | 89,072,000 | 90,025,000 |