Call reports 2011
NATIONAL BANK OF ANDREWS, THE — 2011
What NATIONAL BANK OF ANDREWS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,354,000 | 119,625,000 | 129,128,000 | 135,448,000 |
| Total loans | 63,653,000 | 63,173,000 | 61,484,000 | 65,847,000 |
| Allowance for loan losses | 986,000 | 947,000 | 917,000 | 948,000 |
| Securities available for sale | 25,714,000 | 24,758,000 | 28,924,000 | 29,543,000 |
| Securities held to maturity | 281,000 | 267,000 | 251,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,492,000 | 107,075,000 | 116,213,000 | 122,114,000 |
| Interest-bearing deposits | 63,092,000 | 65,558,000 | 68,135,000 | 75,137,000 |
| Noninterest-bearing deposits | 36,400,000 | 41,517,000 | 48,078,000 | 46,977,000 |
| Equity capital | 10,589,000 | 10,954,000 | 11,235,000 | 11,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,504,000 | 3,731,000 | 4,985,000 |
| Interest expense | 97,000 | 188,000 | 280,000 | 365,000 |
| Net interest income | 1,157,000 | 2,316,000 | 3,451,000 | 4,620,000 |
| Noninterest income | 427,000 | 954,000 | 1,481,000 | 1,934,000 |
| Noninterest expense | 1,129,000 | 2,291,000 | 3,514,000 | 4,659,000 |
| Provision for loan losses | 39,000 | 38,000 | 7,000 | 38,000 |
| Pretax income | 416,000 | 945,000 | 1,416,000 | 1,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 416,000 | 945,000 | 1,416,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,745,000 | 9,875,000 | 9,945,000 | 10,091,000 |
| Total capital | 10,648,000 | 10,802,000 | 10,883,000 | 11,076,000 |
| Risk-weighted assets | 72,089,000 | 74,035,000 | 74,885,000 | 78,698,000 |