Call reports 2024
WILSON BANK & TRUST — 2024
What WILSON BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,938,380,000 | 4,994,250,000 | 5,250,312,000 | 5,356,722,000 |
| Total loans | 3,621,381,000 | 3,760,780,000 | 3,992,327,000 | 4,094,418,000 |
| Allowance for loan losses | 44,742,000 | 44,661,000 | 48,042,000 | 49,497,000 |
| Securities available for sale | 857,010,000 | 856,427,000 | 824,055,000 | 827,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,457,720,000 | 4,507,398,000 | 4,718,795,000 | 4,841,137,000 |
| Interest-bearing deposits | 4,066,200,000 | 4,095,721,000 | 4,308,462,000 | 4,444,425,000 |
| Noninterest-bearing deposits | 391,520,000 | 411,677,000 | 410,333,000 | 396,712,000 |
| Equity capital | 432,165,000 | 440,042,000 | 478,018,000 | 473,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 64,706,000 | 133,393,000 | 206,731,000 | 282,871,000 |
| Interest expense | 29,381,000 | 59,866,000 | 92,665,000 | 126,809,000 |
| Net interest income | 35,325,000 | 73,527,000 | 114,066,000 | 156,062,000 |
| Noninterest income | 8,761,000 | 19,426,000 | 29,174,000 | 38,672,000 |
| Noninterest expense | 27,092,000 | 54,334,000 | 83,390,000 | 111,916,000 |
| Provision for loan losses | 0 | 0 | 3,563,000 | 5,192,000 |
| Pretax income | 16,994,000 | 38,301,000 | 55,118,000 | 75,476,000 |
| Income tax | 3,953,000 | 8,528,000 | 12,285,000 | 17,189,000 |
| Net income | 13,030,000 | 29,706,000 | 42,741,000 | 58,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 520,270,000 | 529,002,000 | 542,062,000 | 557,516,000 |
| Total capital | 568,159,000 | 576,810,000 | 592,688,000 | 609,568,000 |
| Risk-weighted assets | 3,859,827,000 | 3,955,527,000 | 4,135,364,000 | 4,234,848,000 |