Call reports 2023
WILSON BANK & TRUST — 2023
What WILSON BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,478,640,000 | 4,598,641,000 | 4,623,588,000 | 4,844,636,000 |
| Total loans | 3,272,768,000 | 3,421,688,000 | 3,539,126,000 | 3,597,817,000 |
| Allowance for loan losses | 41,446,000 | 43,363,000 | 44,701,000 | 44,848,000 |
| Securities available for sale | 834,077,000 | 799,841,000 | 755,779,000 | 811,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,059,213,000 | 4,173,562,000 | 4,197,433,000 | 4,375,372,000 |
| Interest-bearing deposits | 3,643,029,000 | 3,748,833,000 | 3,795,742,000 | 3,977,381,000 |
| Noninterest-bearing deposits | 416,184,000 | 424,729,000 | 401,691,000 | 397,991,000 |
| Equity capital | 387,978,000 | 391,188,000 | 384,084,000 | 427,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 48,803,000 | 102,513,000 | 159,930,000 | 221,612,000 |
| Interest expense | 13,499,000 | 33,434,000 | 57,131,000 | 83,679,000 |
| Net interest income | 35,304,000 | 69,079,000 | 102,799,000 | 137,933,000 |
| Noninterest income | 8,337,000 | 17,448,000 | 26,456,000 | 35,576,000 |
| Noninterest expense | 24,683,000 | 49,841,000 | 76,163,000 | 104,124,000 |
| Provision for loan losses | 1,962,000 | 4,040,000 | 5,681,000 | 6,300,000 |
| Pretax income | 18,274,000 | 34,947,000 | 50,389,000 | 65,065,000 |
| Income tax | 4,132,000 | 7,911,000 | 11,282,000 | 14,556,000 |
| Net income | 14,127,000 | 26,988,000 | 39,066,000 | 50,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 477,361,000 | 487,756,000 | 499,827,000 | 511,229,000 |
| Total capital | 523,664,000 | 534,956,000 | 547,689,000 | 559,224,000 |
| Risk-weighted assets | 3,825,311,000 | 3,879,684,000 | 3,932,536,000 | 3,854,170,000 |