Call reports 2020
WILSON BANK & TRUST — 2020
What WILSON BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,867,394,000 | 3,150,906,000 | 3,245,838,000 | 3,355,389,000 |
| Total loans | 2,184,196,000 | 2,299,159,000 | 2,324,801,000 | 2,340,778,000 |
| Allowance for loan losses | 30,281,000 | 34,466,000 | 35,441,000 | 38,539,000 |
| Securities available for sale | 407,223,000 | 496,305,000 | 575,003,000 | 580,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,479,129,000 | 2,752,900,000 | 2,840,386,000 | 2,960,198,000 |
| Interest-bearing deposits | 2,240,364,000 | 2,417,863,000 | 2,497,378,000 | 2,623,229,000 |
| Noninterest-bearing deposits | 238,765,000 | 335,037,000 | 343,008,000 | 336,969,000 |
| Equity capital | 349,245,000 | 361,187,000 | 367,946,000 | 376,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 29,810,000 | 61,099,000 | 91,800,000 | 121,782,000 |
| Interest expense | 5,197,000 | 9,708,000 | 14,031,000 | 18,218,000 |
| Net interest income | 24,613,000 | 51,391,000 | 77,769,000 | 103,564,000 |
| Noninterest income | 6,558,000 | 14,821,000 | 24,510,000 | 33,383,000 |
| Noninterest expense | 18,243,000 | 37,546,000 | 57,609,000 | 78,485,000 |
| Provision for loan losses | 1,469,000 | 5,593,000 | 6,631,000 | 9,696,000 |
| Pretax income | 11,617,000 | 23,498,000 | 38,464,000 | 49,648,000 |
| Income tax | 2,390,000 | 4,825,000 | 8,049,000 | 10,089,000 |
| Net income | 9,227,000 | 18,673,000 | 30,415,000 | 39,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 339,643,000 | 349,089,000 | 355,832,000 | 364,976,000 |
| Total capital | 370,442,000 | 382,177,000 | 389,808,000 | 400,160,000 |
| Risk-weighted assets | 2,514,325,000 | 2,645,083,000 | 2,716,056,000 | 2,810,701,000 |