Call reports 2019
WILSON BANK & TRUST — 2019
What WILSON BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,664,705,000 | 2,694,087,000 | 2,741,834,000 | 2,780,296,000 |
| Total loans | 2,062,970,000 | 2,031,340,000 | 1,994,148,000 | 2,104,081,000 |
| Allowance for loan losses | 28,280,000 | 28,270,000 | 28,385,000 | 28,726,000 |
| Securities available for sale | 378,144,000 | 423,792,000 | 436,978,000 | 421,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,312,063,000 | 2,332,337,000 | 2,370,142,000 | 2,408,238,000 |
| Interest-bearing deposits | 2,059,126,000 | 2,051,260,000 | 2,095,560,000 | 2,132,994,000 |
| Noninterest-bearing deposits | 252,937,000 | 281,077,000 | 274,582,000 | 275,244,000 |
| Equity capital | 304,388,000 | 315,813,000 | 326,965,000 | 335,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 28,033,000 | 57,440,000 | 87,514,000 | 117,167,000 |
| Interest expense | 5,209,000 | 11,134,000 | 17,125,000 | 22,646,000 |
| Net interest income | 22,824,000 | 46,306,000 | 70,389,000 | 94,521,000 |
| Noninterest income | 6,817,000 | 14,317,000 | 22,126,000 | 29,526,000 |
| Noninterest expense | 17,127,000 | 35,346,000 | 53,205,000 | 73,460,000 |
| Provision for loan losses | 1,033,000 | 1,187,000 | 1,354,000 | 2,040,000 |
| Pretax income | 11,172,000 | 23,781,000 | 37,688,000 | 48,279,000 |
| Income tax | 2,675,000 | 5,633,000 | 9,012,000 | 11,354,000 |
| Net income | 8,497,000 | 18,148,000 | 28,676,000 | 36,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 304,789,000 | 311,640,000 | 322,167,000 | 330,416,000 |
| Total capital | 333,428,000 | 340,269,000 | 350,921,000 | 359,576,000 |
| Risk-weighted assets | 2,331,399,000 | 2,310,130,000 | 2,300,824,000 | 2,406,432,000 |