Call reports 2018
WILSON BANK & TRUST — 2018
What WILSON BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,391,769,000 | 2,402,925,000 | 2,443,329,000 | 2,525,042,000 |
| Total loans | 1,833,479,000 | 1,909,508,000 | 1,974,364,000 | 2,050,663,000 |
| Allowance for loan losses | 24,846,000 | 25,738,000 | 26,628,000 | 27,174,000 |
| Securities available for sale | 324,580,000 | 278,191,000 | 287,524,000 | 285,251,000 |
| Securities held to maturity | 31,490,000 | 28,206,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,111,244,000 | 2,115,414,000 | 2,149,773,000 | 2,222,018,000 |
| Interest-bearing deposits | 1,865,509,000 | 1,855,868,000 | 1,901,130,000 | 1,981,497,000 |
| Noninterest-bearing deposits | 245,735,000 | 259,546,000 | 248,643,000 | 240,521,000 |
| Equity capital | 269,090,000 | 276,335,000 | 279,902,000 | 293,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 24,111,000 | 49,746,000 | 76,208,000 | 103,838,000 |
| Interest expense | 2,657,000 | 5,756,000 | 9,412,000 | 14,018,000 |
| Net interest income | 21,454,000 | 43,990,000 | 66,796,000 | 89,820,000 |
| Noninterest income | 5,770,000 | 12,353,000 | 18,804,000 | 25,585,000 |
| Noninterest expense | 15,750,000 | 32,756,000 | 49,756,000 | 67,475,000 |
| Provision for loan losses | 1,023,000 | 2,113,000 | 3,201,000 | 4,298,000 |
| Pretax income | 10,451,000 | 20,903,000 | 31,993,000 | 42,982,000 |
| Income tax | 2,754,000 | 5,414,000 | 8,258,000 | 9,251,000 |
| Net income | 7,697,000 | 15,489,000 | 23,735,000 | 33,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,285,000 | 281,077,000 | 286,323,000 | 296,319,000 |
| Total capital | 298,458,000 | 307,151,000 | 313,301,000 | 323,852,000 |
| Risk-weighted assets | 2,133,602,000 | 2,176,773,000 | 2,242,323,000 | 2,308,006,000 |