Call reports 2016
WILSON BANK & TRUST — 2016
What WILSON BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,065,700,000 | 2,127,913,000 | 2,162,166,000 | 2,183,232,000 |
| Total loans | 1,557,145,000 | 1,592,772,000 | 1,636,291,000 | 1,704,606,000 |
| Allowance for loan losses | 22,899,000 | 22,797,000 | 23,320,000 | 22,730,000 |
| Securities available for sale | 308,358,000 | 343,244,000 | 359,840,000 | 312,585,000 |
| Securities held to maturity | 29,962,000 | 34,870,000 | 36,750,000 | 36,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,827,267,000 | 1,882,694,000 | 1,907,316,000 | 1,931,720,000 |
| Interest-bearing deposits | 1,632,580,000 | 1,660,071,000 | 1,683,736,000 | 1,715,162,000 |
| Noninterest-bearing deposits | 194,687,000 | 222,623,000 | 223,580,000 | 216,558,000 |
| Equity capital | 227,464,000 | 234,706,000 | 241,472,000 | 242,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 20,321,000 | 41,138,000 | 62,593,000 | 84,661,000 |
| Interest expense | 2,110,000 | 4,215,000 | 6,293,000 | 8,284,000 |
| Net interest income | 18,211,000 | 36,923,000 | 56,300,000 | 76,377,000 |
| Noninterest income | 4,599,000 | 10,428,000 | 16,165,000 | 21,280,000 |
| Noninterest expense | 13,667,000 | 27,964,000 | 42,094,000 | 56,743,000 |
| Provision for loan losses | 67,000 | 149,000 | 290,000 | 379,000 |
| Pretax income | 9,193,000 | 19,481,000 | 30,701,000 | 40,995,000 |
| Income tax | 3,491,000 | 7,431,000 | 11,656,000 | 15,010,000 |
| Net income | 5,702,000 | 12,050,000 | 19,045,000 | 25,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,801,000 | 228,150,000 | 235,145,000 | 242,085,000 |
| Total capital | 244,192,000 | 251,273,000 | 258,792,000 | 265,142,000 |
| Risk-weighted assets | 1,790,474,000 | 1,855,928,000 | 1,931,855,000 | 1,993,348,000 |