Call reports 2015
WILSON BANK & TRUST — 2015
What WILSON BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,916,136,000 | 1,930,405,000 | 1,944,913,000 | 2,009,445,000 |
| Total loans | 1,390,262,000 | 1,443,537,000 | 1,480,473,000 | 1,476,214,000 |
| Allowance for loan losses | 22,498,000 | 22,412,000 | 22,703,000 | 22,900,000 |
| Securities available for sale | 336,609,000 | 328,483,000 | 293,051,000 | 331,127,000 |
| Securities held to maturity | 28,154,000 | 26,204,000 | 25,790,000 | 28,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,698,267,000 | 1,708,850,000 | 1,714,378,000 | 1,779,025,000 |
| Interest-bearing deposits | 1,533,615,000 | 1,527,038,000 | 1,541,233,000 | 1,592,788,000 |
| Noninterest-bearing deposits | 164,652,000 | 181,812,000 | 173,145,000 | 186,237,000 |
| Equity capital | 204,417,000 | 209,469,000 | 216,655,000 | 221,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 18,965,000 | 38,502,000 | 58,485,000 | 78,639,000 |
| Interest expense | 2,215,000 | 4,407,000 | 6,518,000 | 8,606,000 |
| Net interest income | 16,750,000 | 34,095,000 | 51,967,000 | 70,033,000 |
| Noninterest income | 4,578,000 | 9,518,000 | 14,978,000 | 19,900,000 |
| Noninterest expense | 12,001,000 | 24,359,000 | 37,570,000 | 51,603,000 |
| Provision for loan losses | 75,000 | 156,000 | 265,000 | 388,000 |
| Pretax income | 9,252,000 | 19,264,000 | 29,295,000 | 38,127,000 |
| Income tax | 3,575,000 | 7,311,000 | 11,149,000 | 13,960,000 |
| Net income | 5,677,000 | 11,953,000 | 18,146,000 | 24,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,111,000 | 205,386,000 | 211,579,000 | 217,600,000 |
| Total capital | 217,946,000 | 225,001,000 | 232,749,000 | 239,455,000 |
| Risk-weighted assets | 1,502,833,000 | 1,566,082,000 | 1,691,781,000 | 1,747,107,000 |