Call reports 2005
WILSON BANK & TRUST — 2005
What WILSON BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 769,206,000 | 994,074,000 | 1,001,305,000 | 1,052,149,000 |
| Total loans | 572,791,000 | 747,457,000 | 777,180,000 | 813,722,000 |
| Allowance for loan losses | 6,843,000 | 9,593,000 | 9,579,000 | 9,083,000 |
| Securities available for sale | 101,755,000 | 145,192,000 | 143,240,000 | 139,464,000 |
| Securities held to maturity | 12,556,000 | 14,363,000 | 14,992,000 | 14,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 679,617,000 | 875,307,000 | 880,919,000 | 929,735,000 |
| Interest-bearing deposits | 592,177,000 | 775,368,000 | 773,804,000 | 815,729,000 |
| Noninterest-bearing deposits | 87,440,000 | 99,939,000 | 107,115,000 | 114,006,000 |
| Equity capital | 65,874,000 | 90,027,000 | 92,430,000 | 94,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,028,000 | 24,022,000 | 38,864,000 | 54,394,000 |
| Interest expense | 3,630,000 | 8,932,000 | 14,724,000 | 21,009,000 |
| Net interest income | 6,398,000 | 15,090,000 | 24,140,000 | 33,385,000 |
| Noninterest income | 1,868,000 | 4,014,000 | 6,389,000 | 8,774,000 |
| Noninterest expense | 4,625,000 | 10,555,000 | 16,775,000 | 23,595,000 |
| Provision for loan losses | 184,000 | 406,000 | 687,000 | 927,000 |
| Pretax income | 3,457,000 | 8,143,000 | 13,067,000 | 17,637,000 |
| Income tax | 1,304,000 | 3,096,000 | 4,976,000 | 6,687,000 |
| Net income | 2,153,000 | 5,047,000 | 8,091,000 | 10,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,265,000 | 86,589,000 | 89,258,000 | 92,117,000 |
| Total capital | 74,357,000 | 96,115,000 | 98,318,000 | 101,521,000 |
| Risk-weighted assets | 574,282,000 | 761,775,000 | 780,667,000 | 804,676,000 |
Machine access — free, no API key
Every figure shown here about WILSON BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.