Call report 2014Q4
WELLESLEY BANK — 2014Q4
The 22 measures WELLESLEY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 533,777,000 | USD | evidence → |
| Total loans | 448,745,000 | USD | evidence → |
| Allowance for loan losses | 4,738,000 | USD | evidence → |
| Securities available for sale | 52,681,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,089,000 | USD | evidence → |
| Interest-bearing deposits | 365,107,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,982,000 | USD | evidence → |
| Equity capital | 44,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,545,000 | USD | evidence → |
| Interest expense | 3,507,000 | USD | evidence → |
| Net interest income | 16,038,000 | USD | evidence → |
| Noninterest income | 968,000 | USD | evidence → |
| Noninterest expense | 12,521,000 | USD | evidence → |
| Provision for loan losses | 640,000 | USD | evidence → |
| Pretax income | 3,861,000 | USD | evidence → |
| Income tax | 1,462,000 | USD | evidence → |
| Net income | 2,399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,246,000 | USD | evidence → |
| Total capital | 48,841,000 | USD | evidence → |
| Risk-weighted assets | 379,266,000 | USD | evidence → |