Call reports 2007
WELLESLEY BANK — 2007
What WELLESLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 191,212,000 | 203,300,000 | 215,816,000 | 214,872,000 |
| Total loans | 149,294,000 | 163,156,000 | 177,189,000 | 175,820,000 |
| Allowance for loan losses | 1,433,000 | 1,395,000 | 1,490,000 | 1,605,000 |
| Securities available for sale | 23,331,000 | 22,627,000 | 26,522,000 | 25,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,217,000 | 151,445,000 | 161,987,000 | 158,579,000 |
| Interest-bearing deposits | 128,920,000 | 132,674,000 | 141,434,000 | 139,965,000 |
| Noninterest-bearing deposits | 15,297,000 | 18,771,000 | 20,553,000 | 18,614,000 |
| Equity capital | 15,321,000 | 15,375,000 | 15,852,000 | 16,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,064,000 | 6,204,000 | 9,648,000 | 13,246,000 |
| Interest expense | 1,533,000 | 3,127,000 | 4,950,000 | 6,890,000 |
| Net interest income | 1,531,000 | 3,077,000 | 4,698,000 | 6,356,000 |
| Noninterest income | 71,000 | 153,000 | 229,000 | 319,000 |
| Noninterest expense | 1,218,000 | 2,449,000 | 3,586,000 | 4,779,000 |
| Provision for loan losses | 15,000 | 50,000 | 145,000 | 260,000 |
| Pretax income | 369,000 | 731,000 | 1,196,000 | 1,636,000 |
| Income tax | 131,000 | 248,000 | 406,000 | 553,000 |
| Net income | 238,000 | 483,000 | 790,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,438,000 | 15,657,000 | 15,901,000 | 16,072,000 |
| Total capital | 16,871,000 | 17,052,000 | 17,391,000 | 17,677,000 |
| Risk-weighted assets | 132,919,000 | 143,758,000 | 155,266,000 | 155,151,000 |
Machine access — free, no API key
Every figure shown here about WELLESLEY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.