Call reports 2021
FLORIDA BUSINESS BANK — 2021
What FLORIDA BUSINESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 190,166,000 | 188,433,000 | 191,649,000 | 189,062,000 |
| Total loans | 144,946,000 | 136,382,000 | 138,982,000 | 123,578,000 |
| Allowance for loan losses | 1,967,000 | 1,986,000 | 2,007,000 | 2,066,000 |
| Securities available for sale | 24,636,000 | 27,109,000 | 26,183,000 | 24,622,000 |
| Securities held to maturity | 2,361,000 | 1,870,000 | 1,560,000 | 1,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,962,000 | 166,386,000 | 168,757,000 | 166,329,000 |
| Interest-bearing deposits | 98,556,000 | 95,800,000 | 97,596,000 | 91,291,000 |
| Noninterest-bearing deposits | 69,406,000 | 70,586,000 | 71,161,000 | 75,038,000 |
| Equity capital | 20,342,000 | 21,009,000 | 21,811,000 | 22,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,124,000 | 6,039,000 | 8,382,000 |
| Interest expense | 162,000 | 283,000 | 363,000 | 401,000 |
| Net interest income | 2,084,000 | 3,841,000 | 5,676,000 | 7,981,000 |
| Noninterest income | 49,000 | 100,000 | 148,000 | 201,000 |
| Noninterest expense | 940,000 | 1,885,000 | 2,881,000 | 4,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,340,000 | 2,203,000 | 3,090,000 | 3,831,000 |
| Income tax | 329,000 | 540,000 | 762,000 | 1,009,000 |
| Net income | 1,011,000 | 1,663,000 | 2,328,000 | 2,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,697,000 | 21,356,000 | 22,028,000 | 22,599,000 |
| Total capital | 22,414,000 | 23,021,000 | 23,739,000 | 24,306,000 |
| Risk-weighted assets | 137,148,000 | 132,957,000 | 136,638,000 | 136,230,000 |