Call reports 2019
FLORIDA BUSINESS BANK — 2019
What FLORIDA BUSINESS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,541,000 | 137,612,000 | 146,874,000 | 144,961,000 |
| Total loans | 98,213,000 | 100,634,000 | 105,173,000 | 111,584,000 |
| Allowance for loan losses | 1,472,000 | 1,331,000 | 1,357,000 | 1,380,000 |
| Securities available for sale | 11,215,000 | 14,973,000 | 16,206,000 | 17,676,000 |
| Securities held to maturity | 3,572,000 | 3,568,000 | 3,565,000 | 3,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,192,000 | 117,397,000 | 126,089,000 | 126,662,000 |
| Interest-bearing deposits | 81,276,000 | 81,784,000 | 86,562,000 | 89,321,000 |
| Noninterest-bearing deposits | 36,916,000 | 35,613,000 | 39,527,000 | 37,341,000 |
| Equity capital | 18,576,000 | 19,092,000 | 19,506,000 | 17,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,171,000 | 4,841,000 | 6,611,000 |
| Interest expense | 337,000 | 683,000 | 1,047,000 | 1,414,000 |
| Net interest income | 1,227,000 | 2,488,000 | 3,794,000 | 5,197,000 |
| Noninterest income | 36,000 | 75,000 | 119,000 | 165,000 |
| Noninterest expense | 785,000 | 1,605,000 | 2,411,000 | 3,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 478,000 | 958,000 | 1,564,000 | 2,176,000 |
| Income tax | 120,000 | 240,000 | 389,000 | 530,000 |
| Net income | 358,000 | 718,000 | 1,175,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,614,000 | 18,977,000 | 19,436,000 | 17,220,000 |
| Total capital | 19,956,000 | 20,308,000 | 20,793,000 | 18,600,000 |
| Risk-weighted assets | 107,258,000 | 111,307,000 | 116,954,000 | 120,464,000 |