Call reports 2018
FLORIDA BUSINESS BANK — 2018
What FLORIDA BUSINESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,053,000 | 125,078,000 | 128,534,000 | 135,168,000 |
| Total loans | 93,694,000 | 89,328,000 | 95,964,000 | 99,485,000 |
| Allowance for loan losses | 1,432,000 | 1,374,000 | 1,439,000 | 1,444,000 |
| Securities available for sale | 10,984,000 | 12,405,000 | 11,826,000 | 11,508,000 |
| Securities held to maturity | 3,585,000 | 3,582,000 | 3,578,000 | 3,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,424,000 | 107,669,000 | 110,368,000 | 116,513,000 |
| Interest-bearing deposits | 69,791,000 | 73,362,000 | 71,823,000 | 81,058,000 |
| Noninterest-bearing deposits | 31,633,000 | 34,307,000 | 38,545,000 | 35,455,000 |
| Equity capital | 16,117,000 | 16,953,000 | 17,618,000 | 18,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,817,000 | 4,318,000 | 5,892,000 |
| Interest expense | 142,000 | 326,000 | 519,000 | 780,000 |
| Net interest income | 1,212,000 | 2,491,000 | 3,799,000 | 5,112,000 |
| Noninterest income | 35,000 | 201,000 | 359,000 | 400,000 |
| Noninterest expense | 756,000 | 1,571,000 | 2,347,000 | 3,105,000 |
| Provision for loan losses | 0 | -530,000 | -805,000 | -1,025,000 |
| Pretax income | 491,000 | 1,651,000 | 2,616,000 | 3,432,000 |
| Income tax | 121,000 | 411,000 | 654,000 | 861,000 |
| Net income | 370,000 | 1,240,000 | 1,962,000 | 2,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,267,000 | 17,141,000 | 17,866,000 | 18,253,000 |
| Total capital | 17,534,000 | 18,379,000 | 19,175,000 | 19,600,000 |
| Risk-weighted assets | 101,199,000 | 98,965,000 | 104,636,000 | 107,721,000 |