Call reports 2017
FLORIDA BUSINESS BANK — 2017
What FLORIDA BUSINESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 115,894,000 | 112,672,000 | 120,621,000 | 124,136,000 |
| Total loans | 78,568,000 | 84,531,000 | 89,944,000 | 95,818,000 |
| Allowance for loan losses | 1,261,000 | 1,294,000 | 1,357,000 | 1,401,000 |
| Securities available for sale | 9,502,000 | 11,218,000 | 12,306,000 | 11,629,000 |
| Securities held to maturity | 3,598,000 | 3,595,000 | 3,591,000 | 3,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,634,000 | 95,186,000 | 102,670,000 | 107,669,000 |
| Interest-bearing deposits | 69,373,000 | 63,312,000 | 69,080,000 | 73,154,000 |
| Noninterest-bearing deposits | 29,261,000 | 31,874,000 | 33,590,000 | 34,515,000 |
| Equity capital | 17,079,000 | 17,254,000 | 17,558,000 | 15,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,390,000 | 3,682,000 | 5,104,000 |
| Interest expense | 101,000 | 200,000 | 303,000 | 426,000 |
| Net interest income | 1,091,000 | 2,190,000 | 3,379,000 | 4,678,000 |
| Noninterest income | 29,000 | 69,000 | 103,000 | 142,000 |
| Noninterest expense | 685,000 | 1,414,000 | 2,145,000 | 2,907,000 |
| Provision for loan losses | -10,000 | -10,000 | -10,000 | -40,000 |
| Pretax income | 445,000 | 855,000 | 1,347,000 | 1,953,000 |
| Income tax | 161,000 | 309,000 | 488,000 | 462,000 |
| Net income | 284,000 | 546,000 | 859,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,882,000 | 17,150,000 | 17,506,000 | 15,893,000 |
| Total capital | 17,925,000 | 18,273,000 | 18,684,000 | 17,137,000 |
| Risk-weighted assets | 83,176,000 | 89,689,000 | 94,025,000 | 99,343,000 |