Call reports 2013
FLORIDA BUSINESS BANK — 2013
What FLORIDA BUSINESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 114,638,000 | 114,350,000 | 110,612,000 | 108,413,000 |
| Total loans | 72,997,000 | 71,082,000 | 71,750,000 | 72,049,000 |
| Allowance for loan losses | 1,169,000 | 1,224,000 | 1,443,000 | 1,316,000 |
| Securities available for sale | 29,304,000 | 28,059,000 | 27,111,000 | 26,374,000 |
| Securities held to maturity | 3,651,000 | 3,648,000 | 3,645,000 | 3,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,450,000 | 95,993,000 | 96,140,000 | 92,591,000 |
| Interest-bearing deposits | 78,007,000 | 77,054,000 | 79,234,000 | 75,825,000 |
| Noninterest-bearing deposits | 15,443,000 | 18,939,000 | 16,906,000 | 16,766,000 |
| Equity capital | 14,122,000 | 13,975,000 | 14,075,000 | 14,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,977,000 | 3,069,000 | 4,100,000 |
| Interest expense | 134,000 | 262,000 | 391,000 | 518,000 |
| Net interest income | 833,000 | 1,715,000 | 2,678,000 | 3,582,000 |
| Noninterest income | 96,000 | 157,000 | 181,000 | 208,000 |
| Noninterest expense | 705,000 | 1,408,000 | 2,087,000 | 2,771,000 |
| Provision for loan losses | 13,000 | 47,000 | 47,000 | 97,000 |
| Pretax income | 211,000 | 417,000 | 725,000 | 976,000 |
| Income tax | 73,000 | 144,000 | 254,000 | 343,000 |
| Net income | 138,000 | 273,000 | 471,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,316,000 | 12,403,000 | 12,748,000 | 12,896,000 |
| Total capital | 13,235,000 | 13,307,000 | 13,652,000 | 13,811,000 |
| Risk-weighted assets | 73,259,000 | 71,996,000 | 71,760,000 | 72,817,000 |