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Call reports 2006

FLORIDA BUSINESS BANK — 2006

What FLORIDA BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/684ca361-a6a6-490e-9d86-de9867d90798/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets127,308,000125,444,000126,729,000135,645,000
Total loans97,365,000100,996,000103,646,000107,729,000
Allowance for loan losses1,412,0001,464,0001,503,0001,562,000
Securities available for sale14,373,00013,558,00016,086,00016,488,000
Securities held to maturity416,000416,000416,000416,000
Trading assets0000
Total deposits107,399,000104,143,000102,302,000110,632,000
Interest-bearing deposits76,850,00074,924,00078,136,00082,750,000
Noninterest-bearing deposits30,549,00029,219,00024,166,00027,882,000
Equity capital10,168,00010,590,00011,236,00011,422,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,921,0004,100,0006,352,0008,674,000
Interest expense625,0001,391,0002,306,0003,341,000
Net interest income1,296,0002,709,0004,046,0005,333,000
Noninterest income60,000119,000179,000240,000
Noninterest expense617,0001,252,0001,871,0002,461,000
Provision for loan losses149,000201,000240,000736,000
Pretax income590,0001,375,0002,114,0002,376,000
Income tax222,000517,000794,000893,000
Net income368,000858,0001,320,0001,483,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital10,448,00010,938,00011,400,00011,562,000
Total capital11,826,00012,366,00012,831,00013,067,000
Risk-weighted assets110,238,000114,175,000114,442,000120,379,000

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