Call reports 2016
FIRST BANK & TRUST — 2016
What FIRST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,063,377,000 | 1,014,647,000 | 1,226,660,000 | 1,059,144,000 |
| Total loans | 765,731,000 | 785,421,000 | 792,125,000 | 829,320,000 |
| Allowance for loan losses | 10,719,000 | 10,893,000 | 11,091,000 | 10,671,000 |
| Securities available for sale | 153,930,000 | 149,690,000 | 137,284,000 | 141,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 977,383,000 | 911,972,000 | 1,137,156,000 | 969,440,000 |
| Interest-bearing deposits | 621,987,000 | 567,621,000 | 753,038,000 | 590,793,000 |
| Noninterest-bearing deposits | 355,396,000 | 344,351,000 | 384,118,000 | 378,647,000 |
| Equity capital | 84,149,000 | 86,011,000 | 87,735,000 | 88,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,189,000 | 16,447,000 | 25,139,000 | 34,077,000 |
| Interest expense | 627,000 | 1,295,000 | 2,034,000 | 2,808,000 |
| Net interest income | 7,562,000 | 15,152,000 | 23,105,000 | 31,269,000 |
| Noninterest income | 1,181,000 | 2,485,000 | 3,716,000 | 5,061,000 |
| Noninterest expense | 6,007,000 | 12,069,000 | 18,361,000 | 25,451,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,544,000 | 5,147,000 | 7,814,000 | 10,008,000 |
| Income tax | 953,000 | 1,928,000 | 2,931,000 | 3,765,000 |
| Net income | 1,591,000 | 3,219,000 | 4,883,000 | 6,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,903,000 | 85,632,000 | 87,397,000 | 88,958,000 |
| Total capital | 94,260,000 | 96,246,000 | 98,071,000 | 99,629,000 |
| Risk-weighted assets | 828,186,000 | 848,866,000 | 853,467,000 | 893,877,000 |