Call reports 2015
FIRST BANK & TRUST — 2015
What FIRST BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 962,933,000 | 941,234,000 | 964,900,000 | 984,380,000 |
| Total loans | 728,445,000 | 733,442,000 | 729,201,000 | 739,220,000 |
| Allowance for loan losses | 10,724,000 | 11,091,000 | 10,811,000 | 10,591,000 |
| Securities available for sale | 164,382,000 | 161,959,000 | 165,872,000 | 158,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,008,000 | 860,713,000 | 882,090,000 | 901,189,000 |
| Interest-bearing deposits | 568,529,000 | 549,397,000 | 565,266,000 | 568,097,000 |
| Noninterest-bearing deposits | 295,479,000 | 311,316,000 | 316,824,000 | 333,092,000 |
| Equity capital | 77,491,000 | 78,981,000 | 80,941,000 | 82,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,674,000 | 15,530,000 | 23,384,000 | 31,320,000 |
| Interest expense | 492,000 | 1,072,000 | 1,655,000 | 2,245,000 |
| Net interest income | 7,182,000 | 14,458,000 | 21,729,000 | 29,075,000 |
| Noninterest income | 1,140,000 | 2,362,000 | 3,588,000 | 4,846,000 |
| Noninterest expense | 5,745,000 | 11,543,000 | 17,277,000 | 23,542,000 |
| Provision for loan losses | 300,000 | 500,000 | 650,000 | 800,000 |
| Pretax income | 2,274,000 | 4,774,000 | 7,387,000 | 9,576,000 |
| Income tax | 855,000 | 1,715,000 | 2,705,000 | 3,548,000 |
| Net income | 1,419,000 | 3,059,000 | 4,682,000 | 6,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,205,000 | 78,933,000 | 80,643,000 | 82,212,000 |
| Total capital | 87,276,000 | 89,024,000 | 90,669,000 | 92,311,000 |
| Risk-weighted assets | 805,069,000 | 806,279,000 | 801,416,000 | 807,433,000 |