Call reports 2008
FIRST BANK & TRUST — 2008
What FIRST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 460,709,000 | 448,894,000 | 456,311,000 | 466,085,000 |
| Total loans | 353,391,000 | 368,372,000 | 378,422,000 | 390,581,000 |
| Allowance for loan losses | 4,941,000 | 5,027,000 | 5,046,000 | 4,727,000 |
| Securities available for sale | 56,043,000 | 61,695,000 | 59,799,000 | 59,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,858,000 | 400,045,000 | 383,226,000 | 414,232,000 |
| Interest-bearing deposits | 338,629,000 | 322,848,000 | 303,990,000 | 334,708,000 |
| Noninterest-bearing deposits | 73,229,000 | 77,197,000 | 79,236,000 | 79,524,000 |
| Equity capital | 47,924,000 | 48,072,000 | 49,297,000 | 51,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,233,000 | 11,718,000 | 17,340,000 | 22,822,000 |
| Interest expense | 2,549,000 | 4,425,000 | 6,004,000 | 7,583,000 |
| Net interest income | 3,684,000 | 7,293,000 | 11,336,000 | 15,239,000 |
| Noninterest income | 680,000 | 1,369,000 | 2,081,000 | 2,802,000 |
| Noninterest expense | 3,009,000 | 6,036,000 | 9,074,000 | 12,103,000 |
| Provision for loan losses | 90,000 | 180,000 | 280,000 | 500,000 |
| Pretax income | 1,265,000 | 2,446,000 | 4,063,000 | 5,438,000 |
| Income tax | 481,000 | 914,000 | 1,512,000 | 2,030,000 |
| Net income | 784,000 | 1,532,000 | 2,551,000 | 3,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,171,000 | 47,950,000 | 48,999,000 | 50,525,000 |
| Total capital | 52,112,000 | 52,977,000 | 54,045,000 | 55,252,000 |
| Risk-weighted assets | 422,258,000 | 430,664,000 | 435,176,000 | 448,035,000 |
Machine access — free, no API key
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