Call reports 2007
FIRST BANK & TRUST — 2007
What FIRST BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 415,399,000 | 448,417,000 | 441,999,000 | 441,645,000 |
| Total loans | 336,383,000 | 345,423,000 | 359,175,000 | 361,495,000 |
| Allowance for loan losses | 5,143,000 | 4,975,000 | 4,971,000 | 4,875,000 |
| Securities available for sale | 41,759,000 | 50,326,000 | 52,632,000 | 52,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,157,000 | 400,451,000 | 395,421,000 | 394,510,000 |
| Interest-bearing deposits | 302,688,000 | 328,375,000 | 325,718,000 | 319,017,000 |
| Noninterest-bearing deposits | 65,469,000 | 72,076,000 | 69,703,000 | 75,493,000 |
| Equity capital | 43,076,000 | 43,938,000 | 45,322,000 | 46,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,333,000 | 13,018,000 | 19,883,000 | 26,637,000 |
| Interest expense | 2,715,000 | 5,706,000 | 8,685,000 | 11,643,000 |
| Net interest income | 3,618,000 | 7,312,000 | 11,198,000 | 14,994,000 |
| Noninterest income | 691,000 | 1,386,000 | 2,065,000 | 2,736,000 |
| Noninterest expense | 2,664,000 | 5,368,000 | 8,094,000 | 10,812,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,570,000 | 3,180,000 | 4,944,000 | 6,618,000 |
| Income tax | 605,000 | 1,228,000 | 1,910,000 | 2,452,000 |
| Net income | 965,000 | 1,952,000 | 3,034,000 | 4,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,073,000 | 44,078,000 | 45,177,000 | 46,357,000 |
| Total capital | 48,165,000 | 49,053,000 | 50,148,000 | 51,232,000 |
| Risk-weighted assets | 407,275,000 | 426,242,000 | 431,157,000 | 426,980,000 |
Machine access — free, no API key
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