Call reports 2005
FIRST BANK & TRUST — 2005
What FIRST BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 382,599,000 | 359,808,000 | 369,347,000 | 371,611,000 |
| Total loans | 315,458,000 | 311,311,000 | 317,901,000 | 324,388,000 |
| Allowance for loan losses | 4,713,000 | 4,704,000 | 4,669,000 | 4,788,000 |
| Securities available for sale | 23,134,000 | 29,151,000 | 29,149,000 | 28,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,191,000 | 320,832,000 | 329,112,000 | 325,731,000 |
| Interest-bearing deposits | 269,161,000 | 250,930,000 | 260,175,000 | 250,427,000 |
| Noninterest-bearing deposits | 70,030,000 | 69,902,000 | 68,937,000 | 75,304,000 |
| Equity capital | 34,494,000 | 35,317,000 | 36,231,000 | 37,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,127,000 | 8,513,000 | 13,163,000 | 18,157,000 |
| Interest expense | 1,161,000 | 2,494,000 | 3,926,000 | 5,643,000 |
| Net interest income | 2,966,000 | 6,019,000 | 9,237,000 | 12,514,000 |
| Noninterest income | 561,000 | 1,170,000 | 1,805,000 | 2,460,000 |
| Noninterest expense | 2,251,000 | 4,544,000 | 6,808,000 | 9,109,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,186,000 | 2,465,000 | 3,964,000 | 5,505,000 |
| Income tax | 466,000 | 964,000 | 1,546,000 | 2,144,000 |
| Net income | 720,000 | 1,501,000 | 2,418,000 | 3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,624,000 | 35,405,000 | 36,322,000 | 37,414,000 |
| Total capital | 39,303,000 | 40,036,000 | 40,991,000 | 42,202,000 |
| Risk-weighted assets | 374,258,000 | 370,414,000 | 377,479,000 | 386,449,000 |
Machine access — free, no API key
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