Call reports 2004
FIRST BANK & TRUST — 2004
What FIRST BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 337,257,000 | 344,228,000 | 348,437,000 | 361,458,000 |
| Total loans | 284,899,000 | 306,079,000 | 310,966,000 | 315,204,000 |
| Allowance for loan losses | 4,569,000 | 4,643,000 | 4,626,000 | 4,667,000 |
| Securities available for sale | 20,763,000 | 21,817,000 | 22,136,000 | 22,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,317,000 | 308,771,000 | 296,702,000 | 319,104,000 |
| Interest-bearing deposits | 240,118,000 | 244,027,000 | 231,862,000 | 242,654,000 |
| Noninterest-bearing deposits | 62,199,000 | 64,744,000 | 64,840,000 | 76,450,000 |
| Equity capital | 31,530,000 | 32,072,000 | 32,906,000 | 33,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,388,000 | 6,847,000 | 10,532,000 | 14,535,000 |
| Interest expense | 725,000 | 1,472,000 | 2,307,000 | 3,314,000 |
| Net interest income | 2,663,000 | 5,375,000 | 8,225,000 | 11,221,000 |
| Noninterest income | 553,000 | 1,180,000 | 1,809,000 | 2,416,000 |
| Noninterest expense | 2,072,000 | 4,181,000 | 6,344,000 | 8,569,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,054,000 | 2,194,000 | 3,420,000 | 4,708,000 |
| Income tax | 409,000 | 849,000 | 1,326,000 | 1,751,000 |
| Net income | 645,000 | 1,345,000 | 2,094,000 | 2,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,442,000 | 32,142,000 | 32,891,000 | 33,904,000 |
| Total capital | 35,565,000 | 36,525,000 | 37,420,000 | 38,496,000 |
| Risk-weighted assets | 329,360,000 | 350,366,000 | 362,197,000 | 367,246,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK & TRUST — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.